| MONITOR: "Even more successful are Gaurav Banga and Saurabh Aggarwbi, based in Sunnyvale, California. They sell VeriChat, a nifty piece of software that allows people to send and receive instant messages on smartphones, or on PocketPC and Palm handheld computers. VeriChat is sold on a subscription basis, and brings in $20 per user per year, collected via PayPal. The company's sales are expected to reach $1m this year."

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